Berlian Muhammad
Subkhansyah Ubay
PT Herbatech Innopharma Industry · May 2026 – Present
Finance & accounting professional with 8+ years of experience — from daily journals and cost control to leading finance approval flows, financial reporting reviews, and tax planning. Founder of Bermuda Lentera.
Work Experience
Manager Finance, Accounting & TaxCurrent
PT Herbatech Innopharma Industry
- Own the finance approval flow for all incoming and outgoing funds
- Review cost accounting records and monthly financial statements
- Design and execute tax planning aligned with business strategy
Building an MIS that links each department's team performance to financial ratios, making the impact on revenue visible and measurable for management decisions.
Accounts Receivable Staff
PT Sinar Roda Utama
- Developed and executed collection strategies to manage overdue customer receivables
- Reviewed, prepared, and controlled invoice documents for collection processes
- Prepared monthly AR control and aging analysis reports for management review
Senior Budget Officer
PT Indonusa Telemedia
- Reviewed and validated invoices to ensure accurate cost allocation prior to payment
- Coordinated monthly cost work plans with regional and sub-regional offices
- Analyzed monthly financial performance reports (Budget vs. Actual)
Cost Control & Finance Specialist
PT Hasnur Citra Terpadu
- Coordinated cross-departmental budget compilation and consolidation
- Prepared budget reports including Profit & Loss and Cash Flow (RKAP)
- Built financial models for new projects as assigned by the Finance Director
Accounting Officer
PT Hasnur Jaya Utama
- Recorded daily and adjusting journal entries using SAP FICO
- Performed AR, AP, cash, bank, and general ledger reconciliations
- Compiled audit data and managed audit confirmation processes
Key Achievements
- Leading the design of a Management Information System connecting department performance to financial ratios and revenue impact
- Standardizing the finance approval flow for company-wide income and spending
- Built an improved AR monitoring dashboard covering aging analysis and payment history
- The only branch to meet the national target of a 98% customer collection rate
- Supported budget-vs-actual evaluations and explained variances beyond standard figures
- Ensured all branch offices categorized expenses correctly against the established budget
- Delivered accurate forecasting reports that supported management decision-making
- Identified operational cost leakage through cost report analysis; streamlined the closing workflow to consistently hit monthly deadlines
Completed App Projects
Four finance apps designed, built, and shipped under Bermuda App — all live and free to use.
Kas Kecil
Petty cash bookkeeping — record income & spending, monthly recap, Excel & PDF export, bilingual ID/EN.
kas.bermudaku.comKalkulator HPP
COGS calculator — price products from materials, labor & overhead, with margin simulation.
hpp.bermudaku.comQRIS Dinamis
Dynamic QRIS generator — turn a static QRIS into amount-filled QR codes, ready to scan.
qris.bermudaku.comWalletkeu
Personal finance & wallet management app — track balances and daily cash flow.
walletkeu.my.idSkills & Competencies
Technical
Tools
Soft Skills & Languages
Education & Certifications
Bachelor of Accounting
Jenderal Soedirman University
Brevet Pajak A & B
Certified Tax Consultant — Brevet A & B (Sertifikasi Perpajakan)
Corporate Finance: Robust Financial Modeling
LinkedIn Learning
Work Gallery
Moments from site visits, presentations, and corporate events throughout my career.
Founder of Bermuda Lentera
Built and runs Bermuda Lentera — a family of businesses spanning SME app consulting (Bermuda App: Kas Kecil, HPP Calculator, Dynamic QRIS, Walletkeu), property & asset consulting, tax & financial reporting services, and everyday products.
Let's connect.
Open to conversations about finance, accounting, tax, and building practical tools for business. Reach out through any channel below.